Kentucky Health Insurance
ANALYSIS from HealthInsuranceRankings.com
Kentucky had a population of 4,074,129 in 2004, of whom 581,763 lacked health insurance for the entire calendar year.  This represents 14.3% of Kentucky's population.
In addition, Kentucky ranked number 28 out of the 50 states & DC in terms of its percent uninsured.  In the population, 66.3%
had private insurance such as employer provided health insurance, retiree health coverage, Medigap, and direct purchases such as Blue Cross/Blue Shield.
15.0% of the population received Medicaid through the state, while 15.9% and 6.3% received Medicare and Champus/Tricare coverage, respectively.
Kentucky ranked 35, 15, 8, and 9 in private coverage, Medicaid, Medicare, and Champus across the states.
In terms of the uninsured, Kentucky excelled in the following areas relative to other states for the following occupational groups, industries, and firm sizes:
Transportation and material moving occupations, Transportation and Utilities, Financial activities.
On the other hand, Kentucky lagged in insurance coverage for the following occupational groups, industries, and firm sizes:
Under 10 employees .
In terms of the uninsured, Kentucky excelled in the following areas relative to other states for the following socioeconomic characteristics
65 plus, $90,000 to $99,999, $70,000 to $79,999, $50,000 to $59,999, $20,000 to $29,999.
On the other hand, Kentucky lagged in insurance coverage for the following socioeconomic groups:
25 to 34 years, $80,000 to $89,999.
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  Population Uninsured Private Health Insurance Medicaid Health Insurance Medicare Health Insurance Champus/Tricare Health Insurance
Category   Number Percentage State rank Number Percentage State rank Number Percentage State rank Number Percentage State rank Number Percentage State rank
Kentucky 4,074,129 581,763 14.3 28 2,699,686 66.3 35 612,204 15 15 648,696 15.9 8 255,104 6.3 9
Family income: Under $10,000 529,838 136,322 25.7 16 133,788 25.3 28 215,360 40.6 20 113,414 21.4 17 24,799 4.7 12
Family income: $10,000 to $19,999 605,889 151,923 25.1 33 209,551 34.6 41 176,794 29.2 20 184,314 30.4 29 16,913 2.8 32
Family income: $20,000 to $29,999 476,167 75,919 15.9 8 314,678 66.1 4 71,455 15 37 110,054 23.1 27 50,891 10.7 3
Family income: $30,000 to $39,999 462,966 64,364 13.9 13 315,348 68.1 26 51,977 11.2 30 94,778 20.5 9 36,965 8 7
Family income: $40,000 to $49,999 337,564 49,905 14.8 32 251,286 74.4 27 33,647 10 19 38,226 11.3 31 14,387 4.3 24
Family income: $50,000 to $59,999 349,182 25,107 7.2 9 287,846 82.4 24 16,902 4.8 30 29,710 8.5 36 32,826 9.4 3
Family income: $60,000 to $69,999 302,458 19,676 6.5 14 267,988 88.6 11 15,423 5.1 15 17,655 5.8 40 17,277 5.7 15
Family income: $70,000 to $79,999 195,202 6,140 3.1 3 184,260 94.4 3 4,723 2.4 36 10,843 5.6 33 13,197 6.8 13
Family income: $80,000 to $89,999 198,827 21,371 10.7 41 174,786 87.9 26 1,045 0.5 39 4,972 2.5 42 21,056 10.6 5
Family income: $90,000 to $99,999 129,617 4,890 3.8 10 117,254 90.5 17 6,452 5 10 12,495 9.6 3 4,760 3.7 24
Family income: $100,000 and over 486,419 26,146 5.4 21 442,901 91.1 22 18,426 3.8 6 32,235 6.6 14 22,033 4.5 17
Education: Children 812,174 59,458 7.3 15 511,730 63 37 249,969 30.8 18 0 0 49 53,533 6.6 5
Education: High school dropout 833,757 173,406 20.8 28 368,046 44.1 41 214,173 25.7 7 270,602 32.5 6 27,461 3.3 23
Education: High school graduate - high school diploma or equivalent 1,091,449 197,144 18.1 24 736,393 67.5 18 85,016 7.8 26 225,452 20.7 30 74,325 6.8 10
Education: Some college but no degree 807,080 110,362 13.7 23 619,439 76.8 20 50,078 6.2 21 102,195 12.7 29 77,198 9.6 4
Education: Bachelor's degree or higher 529,669 41,393 7.8 26 464,078 87.6 21 12,968 2.4 17 50,447 9.5 41 22,587 4.3 25
Race: White only 3,688,818 507,609 13.8 29 2,481,374 67.3 43 522,560 14.2 10 622,106 16.9 10 206,649 5.6 15
Race: Black only 296,274 48,912 16.5 14 171,918 58 11 74,511 25.1 23 19,238 6.5 36 43,264 14.6 2
Race: Other 89,037 25,242 28.4 35 46,394 52.1 35 15,133 17 21 7,352 8.3 13 5,191 5.8 14
Marital Status: Married 1,713,668 182,959 10.7 27 1,330,980 77.7 31 109,540 6.4 10 319,362 18.6 21 150,060 8.8 8
Marital Status: Widowed 224,357 11,680 5.2 24 93,718 41.8 42 43,129 19.2 4 180,872 80.6 14 13,019 5.8 13
Marital Status: Divorced 368,154 77,125 20.9 30 225,699 61.3 26 44,293 12 18 66,409 18 23 11,918 3.2 20
Marital Status: Separated 78,096 21,820 27.9 13 39,486 50.6 15 12,653 16.2 12 17,303 22.2 2 6,849 8.8 1
Marital Status: Never married 1,689,854 288,179 17.1 26 1,009,803 59.8 36 402,589 23.8 15 64,750 3.8 6 73,258 4.3 7
Sex: Male 1,982,259 329,923 16.6 32 1,297,119 65.4 35 289,706 14.6 13 294,508 14.9 5 129,560 6.5 10
Sex: Female 2,091,870 251,840 12 21 1,402,567 67 34 322,498 15.4 16 354,188 16.9 11 125,544 6 7
Age: Under 15 812,174 59,458 7.3 15 511,730 63 37 249,969 30.8 18 0 0 49 53,533 6.6 5
Age: 15 to 24 years 605,520 136,186 22.5 27 363,674 60.1 36 127,239 21 6 9,589 1.6 5 21,024 3.5 22
Age: 25 to 34 years 520,968 137,144 26.3 40 331,734 63.7 39 32,185 6.2 39 12,932 2.5 5 31,746 6.1 6
Age: 35 to 44 years 608,095 117,155 19.3 33 432,991 71.2 34 43,996 7.2 19 23,493 3.9 5 43,660 7.2 4
Age: 45 to 54 years 552,622 66,801 12.1 16 423,611 76.7 33 50,234 9.1 6 27,074 4.9 10 26,588 4.8 17
Age: 55 to 64 years 465,445 65,019 14 35 338,716 72.8 37 46,881 10.1 8 75,303 16.2 3 31,925 6.9 20
Age: 65 plus 509,305 0 0 1 297,230 58.4 36 61,700 12.1 9 500,305 98.2 3 46,628 9.2 19
Class of worker: Not in universe or children and Armed Forces 2,053,289 216,633 10.6 28 1,135,183 55.3 38 523,585 25.5 12 561,574 27.3 15 178,310 8.7 8
Class of worker: Private 1,504,949 280,796 18.7 25 1,149,478 76.4 24 72,358 4.8 25 64,801 4.3 2 51,216 3.4 14
Class of worker: Government 323,728 21,023 6.5 22 295,131 91.2 14 9,172 2.8 22 6,162 1.9 39 24,651 7.6 6
Class of worker: Self-employed 177,344 60,198 33.9 44 115,124 64.9 39 2,022 1.1 39 12,275 6.9 32 927 0.5 46
Union membership: Not in universe or children and Armed Forces 3,649,429 526,429 14.4 30 2,351,233 64.4 36 597,456 16.4 14 628,457 17.2 8 234,315 6.4 10
Union membership: Not Union member 375,016 48,937 13 10 305,166 81.4 17 13,266 3.5 32 20,239 5.4 3 20,789 5.5 4
Industry: Not in universe, or children 2,066,239 219,746 10.6 28 1,139,953 55.2 38 528,652 25.6 12 563,589 27.3 15 178,310 8.6 9
Industry: Construction 162,715 54,352 33.4 24 101,833 62.6 23 4,434 2.7 29 0 0 38 5,921 3.6 3
Industry: Manufacturing 310,247 49,598 16 31 255,717 82.4 25 4,694 1.5 33 4,923 1.6 28 8,494 2.7 13
Industry: Wholesale and Retail Trade 302,595 63,981 21.1 37 224,051 74 31 18,664 6.2 15 12,182 4 28 12,476 4.1 16
Industry: Transportation and Utilities 96,214 7,786 8.1 1 85,706 89.1 1 3,083 3.2 15 0 0 31 1,688 1.8 23
Industry: Financial activities 97,036 6,215 6.4 6 90,821 93.6 2 0 0 35 6,682 6.9 5 0 0 35
Industry: Professional and business services 148,638 32,763 22 34 106,555 71.7 34 3,945 2.7 32 6,794 4.6 17 6,141 4.1 16
Industry: Educational and health services 447,296 45,863 10.3 25 387,012 86.5 15 12,060 2.7 39 26,468 5.9 3 27,149 6.1 4
Industry: Leisure and hospitality 175,185 53,890 30.8 21 94,310 53.8 33 29,542 16.9 3 12,626 7.2 1 3,479 2 26
Industry: Other services 100,870 26,860 26.6 22 69,181 68.6 18 4,125 4.1 21 7,697 7.6 12 906 0.9 24
Industry: Public Administration 78,571 3,746 4.8 19 72,987 92.9 17 3,005 3.8 5 0 0 29 6,794 8.6 4
Occupation: Not in universe or children 2,066,239 219,746 10.6 28 1,139,953 55.2 38 528,652 25.6 12 563,589 27.3 15 178,310 8.6 9
Occupation: Management, business, and financial occupations 210,992 21,304 10.1 31 188,008 89.1 19 1,482 0.7 40 13,219 6.3 13 2,715 1.3 42
Occupation: Professional and related occupations 386,234 32,225 8.3 28 346,752 89.8 22 7,260 1.9 26 17,273 4.5 7 18,286 4.7 7
Occupation: Service occupations 323,277 80,389 24.9 18 212,020 65.6 17 31,415 9.7 15 19,763 6.1 6 11,066 3.4 26
Occupation: Sales and related occupations 221,047 41,369 18.7 24 162,475 73.5 30 17,871 8.1 8 14,670 6.6 9 7,067 3.2 19
Occupation: Office and administrative support occupations 275,029 31,250 11.4 20 233,888 85 16 8,738 3.2 35 11,282 4.1 16 19,388 7 3
Occupation: Construction and extraction occupations 132,413 49,503 37.4 19 79,018 59.7 19 3,892 2.9 24 0 0 32 2,790 2.1 9
Occupation: Installation, maintenance, and repair occupations 96,803 23,539 24.3 28 72,722 75.1 23 1,625 1.7 16 1,943 2 12 1,049 1.1 26
Occupation: Production occupations 219,107 49,894 22.8 27 160,543 73.3 23 5,552 2.5 32 2,874 1.3 30 10,291 4.7 3
Occupation: Transportation and material moving occupations 130,499 24,614 18.9 8 99,748 76.4 4 5,717 4.4 24 4,083 3.1 27 4,142 3.2 19
Firm size: Not in universe 1,962,254 210,394 10.7 26 1,059,898 54 38 535,580 27.3 11 555,480 28.3 12 140,469 7.2 9
Firm size: Under 10 employees 387,886 129,773 33.5 42 241,715 62.3 27 11,433 2.9 45 27,667 7.1 31 12,345 3.2 22
Firm size: 10-24 employees 180,351 44,116 24.5 25 120,022 66.5 26 11,376 6.3 13 11,788 6.5 7 5,773 3.2 13
Firm size: 25-99 employees 217,861 31,080 14.3 15 180,990 83.1 10 4,451 2 43 15,482 7.1 2 9,565 4.4 10
Firm size: 100-499 employees 296,078 44,188 14.9 31 241,686 81.6 30 15,570 5.3 16 4,660 1.6 45 13,172 4.4 8
Firm size: 500-999 employees 118,671 16,207 13.7 26 100,776 84.9 21 0 0 37 10,821 9.1 1 1,688 1.4 21
Firm size: 1000+ employees 911,028 106,005 11.6 38 754,599 82.8 34 33,794 3.7 30 22,798 2.5 31 72,092 7.9 8