| West Virginia Health Insurance | ||||||||||||||||
| ANALYSIS from HealthInsuranceRankings.com | ||||||||||||||||
| West Virginia had a population of 1,793,288 in 2004, of whom 294,415 lacked health insurance for the entire calendar year. This represents 16.4% of West Virginia's population. | ||||||||||||||||
| In addition, West Virginia ranked number 36 out of the 50 states & DC in terms of its percent uninsured. In the population, 63.4% | ||||||||||||||||
| had private insurance such as employer provided health insurance, retiree health coverage, Medigap, and direct purchases such as Blue Cross/Blue Shield. | ||||||||||||||||
| 13.2% of the population received Medicaid through the state, while 19.2% and 3.6% received Medicare and Champus/Tricare coverage, respectively. | ||||||||||||||||
| West Virginia ranked 42, 21, 1, and 28 in private coverage, Medicaid, Medicare, and Champus across the states. | ||||||||||||||||
| On the other hand, West Virginia lagged in insurance coverage for the following occupational groups, industries, and firm sizes: | ||||||||||||||||
| Wholesale and Retail Trade, Under 10 employees , Professional and related occupations, Office and administrative support occupations, Educational and health services, | ||||||||||||||||
| 25-99 employees, 1000+ employees. | ||||||||||||||||
| On the other hand, West Virginia lagged in insurance coverage for the following socioeconomic groups: | ||||||||||||||||
| White only, Married, Divorced, 35 to 44 years, 25 to 34 years, | ||||||||||||||||
| $70,000 to $79,999, $60,000 to $69,999. | ||||||||||||||||
| © 2005 www.HealthInsuranceRankings.com | ||||||||||||||||
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| Population | Uninsured | Private Health Insurance | Medicaid Health Insurance | Medicare Health Insurance | Champus/Tricare Health Insurance | |||||||||||
| Category | Number | Percentage | State rank | Number | Percentage | State rank | Number | Percentage | State rank | Number | Percentage | State rank | Number | Percentage | State rank | |
| West Virginia | 1,793,288 | 294,415 | 16.4 | 36 | 1,136,800 | 63.4 | 42 | 236,855 | 13.2 | 21 | 345,163 | 19.2 | 1 | 64,618 | 3.6 | 28 |
| Family income: Under $10,000 | 197,131 | 55,573 | 28.2 | 26 | 44,884 | 22.8 | 35 | 77,042 | 39.1 | 24 | 46,126 | 23.4 | 4 | 6,779 | 3.4 | 17 |
| Family income: $10,000 to $19,999 | 269,727 | 52,203 | 19.4 | 17 | 104,979 | 38.9 | 28 | 65,642 | 24.3 | 29 | 108,485 | 40.2 | 2 | 8,318 | 3.1 | 25 |
| Family income: $20,000 to $29,999 | 255,000 | 62,787 | 24.6 | 35 | 132,417 | 51.9 | 31 | 33,720 | 13.2 | 41 | 71,614 | 28.1 | 12 | 13,331 | 5.2 | 14 |
| Family income: $30,000 to $39,999 | 210,137 | 33,258 | 15.8 | 21 | 143,865 | 68.5 | 23 | 21,516 | 10.2 | 35 | 43,131 | 20.5 | 8 | 7,037 | 3.3 | 32 |
| Family income: $40,000 to $49,999 | 152,723 | 21,186 | 13.9 | 28 | 113,307 | 74.2 | 28 | 12,355 | 8.1 | 27 | 18,186 | 11.9 | 27 | 2,616 | 1.7 | 46 |
| Family income: $50,000 to $59,999 | 155,689 | 18,466 | 11.9 | 30 | 126,562 | 81.3 | 25 | 9,782 | 6.3 | 24 | 18,442 | 11.8 | 8 | 1,870 | 1.2 | 42 |
| Family income: $60,000 to $69,999 | 116,019 | 15,877 | 13.7 | 40 | 90,387 | 77.9 | 42 | 8,033 | 6.9 | 6 | 9,895 | 8.5 | 20 | 708 | 0.6 | 45 |
| Family income: $70,000 to $79,999 | 85,715 | 11,348 | 13.2 | 44 | 73,302 | 85.5 | 27 | 1,587 | 1.9 | 42 | 3,823 | 4.5 | 41 | 630 | 0.7 | 41 |
| Family income: $80,000 to $89,999 | 96,861 | 6,415 | 6.6 | 24 | 80,141 | 82.7 | 41 | 4,577 | 4.7 | 10 | 10,807 | 11.2 | 5 | 12,934 | 13.4 | 1 |
| Family income: $90,000 to $99,999 | 76,936 | 6,968 | 9.1 | 30 | 69,372 | 90.2 | 18 | 1,623 | 2.1 | 22 | 3,239 | 4.2 | 32 | 3,712 | 4.8 | 16 |
| Family income: $100,000 and over | 177,350 | 10,334 | 5.8 | 26 | 157,584 | 88.9 | 36 | 978 | 0.6 | 51 | 11,415 | 6.4 | 16 | 6,683 | 3.8 | 21 |
| Education: Children | 314,202 | 22,247 | 7.1 | 14 | 198,351 | 63.1 | 36 | 101,687 | 32.4 | 15 | 1,724 | 0.5 | 30 | 13,357 | 4.3 | 18 |
| Education: High school dropout | 321,735 | 61,217 | 19 | 20 | 142,784 | 44.4 | 39 | 66,232 | 20.6 | 20 | 125,067 | 38.9 | 1 | 7,975 | 2.5 | 31 |
| Education: High school graduate - high school diploma or equivalent | 640,236 | 139,362 | 21.8 | 38 | 395,777 | 61.8 | 38 | 56,050 | 8.8 | 18 | 140,251 | 21.9 | 16 | 14,698 | 2.3 | 46 |
| Education: Some college but no degree | 324,295 | 54,304 | 16.7 | 39 | 233,929 | 72.1 | 41 | 11,024 | 3.4 | 45 | 52,758 | 16.3 | 4 | 17,259 | 5.3 | 25 |
| Education: Bachelor's degree or higher | 192,820 | 17,285 | 9 | 37 | 165,959 | 86.1 | 30 | 1,862 | 1 | 48 | 25,363 | 13.2 | 15 | 11,329 | 5.9 | 14 |
| Race: White only | 1,715,120 | 282,321 | 16.5 | 42 | 1,096,540 | 63.9 | 46 | 223,996 | 13.1 | 11 | 327,272 | 19.1 | 2 | 54,578 | 3.2 | 33 |
| Race: Black only | 53,195 | 9,174 | 17.2 | 20 | 24,812 | 46.6 | 36 | 9,287 | 17.5 | 35 | 12,790 | 24 | 1 | 5,569 | 10.5 | 6 |
| Marital Status: Married | 781,960 | 107,989 | 13.8 | 40 | 566,981 | 72.5 | 42 | 28,352 | 3.6 | 35 | 185,719 | 23.8 | 2 | 37,802 | 4.8 | 31 |
| Marital Status: Widowed | 140,238 | 8,756 | 6.2 | 32 | 76,069 | 54.2 | 24 | 14,639 | 10.4 | 20 | 106,747 | 76.1 | 30 | 2,570 | 1.8 | 41 |
| Marital Status: Divorced | 155,896 | 41,493 | 26.6 | 40 | 76,957 | 49.4 | 46 | 24,093 | 15.5 | 6 | 27,419 | 17.6 | 25 | 4,611 | 3 | 25 |
| Marital Status: Never married | 683,742 | 130,771 | 19.1 | 37 | 400,563 | 58.6 | 39 | 161,895 | 23.7 | 16 | 19,377 | 2.8 | 23 | 17,640 | 2.6 | 26 |
| Sex: Male | 875,876 | 153,658 | 17.5 | 38 | 542,066 | 61.9 | 45 | 120,272 | 13.7 | 18 | 161,114 | 18.4 | 1 | 34,646 | 4 | 28 |
| Sex: Female | 917,412 | 140,757 | 15.3 | 39 | 594,734 | 64.8 | 41 | 116,583 | 12.7 | 27 | 184,049 | 20.1 | 1 | 29,972 | 3.3 | 28 |
| Age: Under 15 | 314,202 | 22,247 | 7.1 | 14 | 198,351 | 63.1 | 36 | 101,687 | 32.4 | 15 | 1,724 | 0.5 | 30 | 13,357 | 4.3 | 18 |
| Age: 15 to 24 years | 249,657 | 59,013 | 23.6 | 30 | 149,098 | 59.7 | 38 | 42,607 | 17.1 | 15 | 1,950 | 0.8 | 20 | 10,815 | 4.3 | 14 |
| Age: 25 to 34 years | 198,760 | 69,814 | 35.1 | 49 | 114,562 | 57.6 | 50 | 13,980 | 7 | 33 | 1,457 | 0.7 | 37 | 5,237 | 2.6 | 22 |
| Age: 35 to 44 years | 258,720 | 64,417 | 24.9 | 46 | 171,003 | 66.1 | 45 | 18,028 | 7 | 21 | 6,522 | 2.5 | 12 | 4,320 | 1.7 | 38 |
| Age: 45 to 54 years | 252,368 | 41,976 | 16.6 | 39 | 176,766 | 70 | 49 | 21,291 | 8.4 | 9 | 15,886 | 6.3 | 2 | 7,970 | 3.2 | 32 |
| Age: 55 to 64 years | 238,169 | 33,996 | 14.3 | 37 | 159,668 | 67 | 50 | 15,017 | 6.3 | 22 | 46,651 | 19.6 | 1 | 13,023 | 5.5 | 31 |
| Age: 65 plus | 281,412 | 2,952 | 1 | 37 | 167,352 | 59.5 | 31 | 24,245 | 8.6 | 20 | 270,973 | 96.3 | 26 | 9,896 | 3.5 | 46 |
| Class of worker: Not in universe or children and Armed Forces | 975,882 | 113,159 | 11.6 | 35 | 535,837 | 54.9 | 40 | 216,272 | 22.2 | 21 | 316,371 | 32.4 | 1 | 42,838 | 4.4 | 30 |
| Class of worker: Private | 607,244 | 143,480 | 23.6 | 42 | 436,823 | 71.9 | 40 | 15,909 | 2.6 | 47 | 17,573 | 2.9 | 34 | 16,204 | 2.7 | 27 |
| Class of worker: Government | 139,282 | 14,236 | 10.2 | 46 | 121,313 | 87.1 | 41 | 2,500 | 1.8 | 38 | 4,349 | 3.1 | 19 | 3,494 | 2.5 | 39 |
| Class of worker: Self-employed | 62,988 | 19,525 | 31 | 42 | 41,124 | 65.3 | 38 | 0 | 0 | 46 | 6,870 | 10.9 | 12 | 2,082 | 3.3 | 18 |
| Union membership: Not in universe or children and Armed Forces | 1,632,651 | 273,955 | 16.8 | 38 | 999,754 | 61.2 | 43 | 234,078 | 14.3 | 21 | 342,913 | 21 | 1 | 57,644 | 3.5 | 29 |
| Union membership: Not Union member | 134,433 | 18,373 | 13.7 | 15 | 113,960 | 84.8 | 6 | 2,777 | 2.1 | 47 | 2,250 | 1.7 | 45 | 5,457 | 4.1 | 13 |
| Industry: Not in universe, or children | 983,774 | 117,174 | 11.9 | 35 | 537,540 | 54.6 | 40 | 218,446 | 22.2 | 21 | 316,371 | 32.2 | 1 | 42,838 | 4.4 | 30 |
| Industry: Construction | 69,253 | 19,683 | 28.4 | 17 | 48,151 | 69.5 | 11 | 0 | 0 | 41 | 2,372 | 3.4 | 7 | 0 | 0 | 35 |
| Industry: Manufacturing | 61,692 | 12,464 | 20.2 | 37 | 48,449 | 78.5 | 36 | 0 | 0 | 39 | 1,541 | 2.5 | 18 | 0 | 0 | 39 |
| Industry: Wholesale and Retail Trade | 136,737 | 39,892 | 29.2 | 49 | 90,793 | 66.4 | 45 | 4,073 | 3 | 41 | 2,150 | 1.6 | 49 | 1,296 | 0.9 | 46 |
| Industry: Professional and business services | 55,946 | 8,573 | 15.3 | 12 | 44,594 | 79.7 | 12 | 511 | 0.9 | 41 | 2,628 | 4.7 | 15 | 2,835 | 5.1 | 7 |
| Industry: Educational and health services | 195,652 | 27,045 | 13.8 | 41 | 160,560 | 82.1 | 42 | 5,215 | 2.7 | 41 | 6,107 | 3.1 | 32 | 5,973 | 3.1 | 25 |
| Industry: Leisure and hospitality | 77,856 | 31,136 | 40 | 36 | 42,339 | 54.4 | 32 | 4,634 | 6 | 31 | 3,411 | 4.4 | 10 | 2,533 | 3.3 | 17 |
| Occupation: Not in universe or children | 983,774 | 117,174 | 11.9 | 35 | 537,540 | 54.6 | 40 | 218,446 | 22.2 | 21 | 316,371 | 32.2 | 1 | 42,838 | 4.4 | 30 |
| Occupation: Management, business, and financial occupations | 91,364 | 9,858 | 10.8 | 37 | 80,958 | 88.6 | 26 | 0 | 0 | 48 | 5,408 | 5.9 | 16 | 4,897 | 5.4 | 8 |
| Occupation: Professional and related occupations | 140,589 | 14,280 | 10.2 | 40 | 123,002 | 87.5 | 36 | 614 | 0.4 | 49 | 4,066 | 2.9 | 25 | 6,003 | 4.3 | 10 |
| Occupation: Service occupations | 145,391 | 48,051 | 33 | 39 | 84,805 | 58.3 | 34 | 7,162 | 4.9 | 43 | 7,495 | 5.2 | 14 | 4,989 | 3.4 | 25 |
| Occupation: Sales and related occupations | 98,468 | 22,341 | 22.7 | 37 | 70,739 | 71.8 | 31 | 4,480 | 4.5 | 30 | 685 | 0.7 | 44 | 908 | 0.9 | 41 |
| Occupation: Office and administrative support occupations | 112,532 | 19,361 | 17.2 | 41 | 88,027 | 78.2 | 39 | 2,775 | 2.5 | 39 | 4,967 | 4.4 | 13 | 2,099 | 1.9 | 34 |
| Occupation: Construction and extraction occupations | 72,829 | 23,084 | 31.7 | 14 | 48,326 | 66.4 | 12 | 0 | 0 | 38 | 2,372 | 3.3 | 5 | 0 | 0 | 31 |
| Occupation: Transportation and material moving occupations | 60,488 | 22,575 | 37.3 | 37 | 37,587 | 62.1 | 28 | 1,582 | 2.6 | 34 | 1,599 | 2.6 | 32 | 0 | 0 | 35 |
| Firm size: Not in universe | 970,163 | 122,693 | 12.6 | 35 | 523,742 | 54 | 39 | 215,426 | 22.2 | 22 | 314,839 | 32.5 | 1 | 38,702 | 4 | 32 |
| Firm size: Under 10 employees | 150,317 | 49,994 | 33.3 | 40 | 88,248 | 58.7 | 40 | 5,536 | 3.7 | 38 | 15,838 | 10.5 | 8 | 3,672 | 2.4 | 31 |
| Firm size: 10-24 employees | 84,803 | 27,962 | 33 | 37 | 54,660 | 64.5 | 31 | 715 | 0.8 | 43 | 2,299 | 2.7 | 36 | 1,277 | 1.5 | 33 |
| Firm size: 25-99 employees | 102,706 | 23,916 | 23.3 | 41 | 74,940 | 73 | 40 | 707 | 0.7 | 48 | 617 | 0.6 | 47 | 3,233 | 3.1 | 21 |
| Firm size: 100-499 employees | 111,346 | 15,203 | 13.7 | 27 | 91,761 | 82.4 | 25 | 2,786 | 2.5 | 37 | 6,395 | 5.7 | 4 | 4,224 | 3.8 | 11 |
| Firm size: 1000+ employees | 326,920 | 49,915 | 15.3 | 48 | 261,692 | 80 | 45 | 10,429 | 3.2 | 37 | 5,175 | 1.6 | 49 | 12,330 | 3.8 | 29 |